Is Enough Being Done to Protect You From Identity Fraud?

Australia is losing a billion dollars every year to identitycosting more than $1billion dollars were scrapped at the
theft, according to the Australian government, andend of 2007 following the election of the Rudd
nearly 90 per cent of Aussies are said to beGovernment. The Howard Government planned to
concerned about having their identity stolen.give every Australian a biometric smartcard, including
With identity theft reputed to be the fastest growingphoto and individual health and welfare number. This
crime globally, what is being done to protectwas considered by many to be an identity card
Australians from the growing menace posed byscheme in disguise. Reports suggested the smartcard
identity fraudsters?scheme could have been 'piggybacked' by private
The National Identity Security Strategy (NISS) wascompanies, such as banks and financial institutions, as a
introduced by the Australian Government in 2005. Thismeans of tackling identity fraud.
national identity strategy aims to tackle identity crimeThe use of voice authentication technology to tackle
committed with the use of fake identity documents,call centre identity fraud is being researched by boffins
such as passports and drivers' licenses. Beefing up theat the University Of Canberra. The university's
ability of Australian authorities to spot fake identitybiometrics scientists are working on systems which
documents lies at the heart of the strategy. Fakecould enable companies to verify people using their
identity documents are used by fraudsters to stealvoice patterns. This may avoid the need to send
benefits, such as Centrelink payments, and moneysensitive personal information abroad, reducing the risk
from the banks.of Aussies falling prey to identity fraudsters targeting
$28 million dollars has been pledged to the roll out ofcall centres.
the National Document Verification Service, a keyTough new money laundering laws, which came into
plank of the NISS. The service will be an online systemforce at the end of 2007, will see tighter identity
for checking the authenticity of identity documents, andchecks on Australians when opening up new bank
will be accessible by government agencies. It couldaccounts, using casinos or purchasing travellers
also be rolled out to the private sector, which wouldcheques. It is expected the Anti Money Laundering and
help banks and other companies verify the identities ofCounter Terrorism Finance Act will help to combat
consumers. The service will enable governmentidentity fraud in Australia. Financial organisations have
officials to ensure documents presented were actuallyto meet the strict identity check requirements of the
issued and the details contained within them arelegislation by the end of 2008. This act brings Australia
accurate.into line with other countries, such as the UK and US,
Biometrics, a method of using the physical attributes ofwhich have strengthened their money laundering rules.
individuals to verify their identity, is increasingly beingThe publication of court judgments on the internet has
deployed by governments and private companies toled the NSW Supreme Court to change the way it
combat identity theft.writes judgments. Personal identifiers, such as
Australia's immigration service, the Department ofbirthdates and addresses, which can be used to
Immigration and Citizenship, is collecting biometric datacommit identity fraud will no longer be published in
on new migrants. It is expected the collection ofjudgments.
biometric details on 'non citizens' - such as photos,Among the advice in the government's identity theft
fingerprints, and, iris scans - will help national andself help guide "ID theft kit" is the need for consumers
international efforts to tackle identity fraud. Theto regularly check their credit report to help spot any
physical details of new entrants are being stored onfraudulent activity committed against them. A free
the DIAC database, known as the Identity Servicescredit report can be accessed every year by writing
Repository.to the credit reference agencies.
Plans for a welfare services identity card system